Health Insurance
It's crazy, so many companies, so many brands, so many types of insurance,
so many modalities.......cheap?.........expensive?
You don't know if you'll get it right, if it's the best for me or if it's the one that suits me best?
We analyze and compare the best companies for you.
What you should know
We explain it to you in a simple way.
We review and analyze the health insurance plans of the best companies to offer you the one that best suits you.
to your needs, we will explain what they include and what they cost, from the simplest to the most complete.
Whether for yourself, as a couple, with family or retired.
We have several Health Insurances for
- Just in case.
(with high co-payment) Economical.
- "I do use them, but now it's not convenient for me to pay much."
(with low co-pay) The best option.
- The most common.
(no co-payment) The one everyone wants to have.
- For older people who don't want to wait 6 months for a test
(specialists) without queues or waiting with video calls.
- And for those who don't want to be aware of ANYONE.
(Refund) It is usually the most expensive since you go where you want, you pay and then the company pays the bill according to the contracted modality up to a 90% refund of the visit.
Primary care
This is the bare minimum, whether you're an adult or a child, for those who "never go to the doctor" but if one day something hurts...
- General Medicine
- Pediatrics and Childcare
- Nursing
Urgency
In some companies, the doctor does not come to your house or the ambulance is not included.
- Home emergencies
- Outpatient emergencies
- Ambulance
Medical Specialties
This is where the problems begin. Some coverages are valid and others aren't. You can cover them, you can't....it should cover everything.
The insurance policies we analyze and offer cover all specialties.
Hospitalization
But problems,
If you're not told, some companies don't include hospitalization or the cost of a companion. This is called outpatient hospitalization or (day hospital).
If you have surgery, you go home or pay for the room, which seems luxurious for the price...
Types of hospitalization:
- Surgical hospitalization
- ICU hospitalization
- Medical hospitalization
- Pediatric hospitalization
- Limited psychiatric hospitalization
Diagnostic media
-Basics
- Radiology, clinical analysis and ultrasounds
The basic tests are usually there to mislead you, but they don't tell you, for example, that the clinical analyses are included in the basic tests. If they ask you for a tumor marker or a genetic test... the expensive ones, in short, are not included.
-Usual or Normal
Like the basic ones, they are usually included, sometimes they ask for authorization and some are not included or are paid
Each company is a world of its own!
Some examples
• SARS-COV-2 antigen test
• Breath test
• Mammograms
• TAC
• Nuclear magnetic resonance
• Cardiological diagnosis
(stress tests, echocardiography, Holter and Doppler)
• Optical coherence tomography
• GDX for glaucoma monitoring
and finally the "expensive" ones and
-Complexes
These are the tests that they hope you never need because they are expensive and are usually not included or have small print.
Yes, yes, yours is, all-inclusive and cheaper! It's clear until you need it... If only you knew how many times I've heard that, only to be charged €600 for a simple blood test that, by chance, didn't cover what I needed...
• Radiodiagnosis (angiography, digital arterography, bone densitometry and non-interventional radiology)
• Digestive endoscopies
• Capsule endoscopy
• Fibrobroncoscopia
• Nuclear medicine (radioactive isotopes and gammagraphy)
• Clinical neurophysiology (electroencephalogram, electromyogram and evoked potentials)
• Respiratory polygraphy
• Vascular and visceral interventional radiology
• Spontaneous otoacoustic emissions (OAE)
• Positron emission tomography (PET)
• PET-Choline
• Fibroscan
• Cerebral perfusion spectrography (spect)
• Prostate fusion biopsy
• Digestive endoscopic ultrasound
are just a few examples
Monitoring of pregnancy and childbirth
The nine months of pregnancy and the moment of giving birth are some of the most important experiences in life.
You'll have access to a pregnancy monitoring and delivery unit that integrates the Gynecology, Obstetrics, Pediatrics, Neonatology, and Anesthesiology services in a comprehensive manner.
- It also covers epidural anesthesia, follow-up tests, and tests such as morphological ultrasound and triple screening.
Preventive medicine
Medical checkups and health screenings are generally not covered in basic health insurance policies, while more comprehensive insurance policies do include preventive medicine.
- Obstetrics and gynecology: Gynecological check-up, which includes a visit, report, cytology, ultrasound and mammography.
- Urology: Urological check-up which includes a visit, report, renal and bladder-prostate ultrasound and PSA.
- Cardiology: Cardiological check-up for those over 50 years of age which includes a visit, report, cardiovascular examination, electrocardiogram, blood tests, stress test and echocardiogram.
Treatments
There are policies that include a series of specialized treatments such as Oncology, which include:
• Radiotherapy
• Linear particle accelerator
• Chemotherapy
or Rehabilitators such as Iridium Treatment
• Urological
• Dermatological
• Blood and plasma transfusions
• Hemodialysis and artificial kidney
• Ophthalmic laser therapy
• Proctological laser therapy among many others, consult us.
No co-payment
With co-payment
Experts
Reimbursement
HEALTH INSURANCE WITHOUT COPAYMENT
FOR YOU ALONE OR FOR THE WHOLE FAMILY
Thanks to NO COPAY health insurance, you can be protected 24/7, with a policy that doesn't require you to pay anything when you use it. This insurance not only protects your health and that of your loved ones like no other, but also keeps you free from additional and unexpected charges.
HEALTH INSURANCE WITH COPAYMENT
Within the Health Insurance WITH COPAYMENT, we can find several types of copays, one higher and one lower depending on your needs. In exchange for a copay for the use of services, you will enjoy all the advantages and specialties of the NO COPAYMENT insurance. Choose the one that best suits you. Ask us.
Your COPAYABLE health insurance gives you . Thanks to its low copayments, you enjoy a very affordable fixed price for your insurance, and only when you use certain services will you have to pay a small copayment. This way, you achieve a perfect balance between fixed and variable costs, so you can take care of yourself the way you deserve.
You can also enjoy the following coverages.
- Travel assistance.
- Second medical opinion.
- 24-hour telephone and virtual medical guidance.
- Home care
REIMBURSEMENT HEALTH INSURANCE
With this type of insurance, you can visit doctors and clinics of your choice. In this case, you must pay the bill to the professional or medical center, and we will reimburse you according to the insurance selected, the percentages, and the limits established in the specific terms of your policy.
HEALTH INSURANCE SPECIALISTS
From €9.50/month*
Affordable health insurance with low co-pays and the medical specialists you need. The best healthcare to avoid waiting in lines, and dental insurance included.
Primary care
Free choice of specialists
Medical specialties.
Dental Insurance
Telemedicine by chat,
ambulances in emergencies.
Hospital, outpatient, and home emergencies
HEALTH INSURANCE FOR FOREIGNERS
Health Insurance for Foreigners in Spain
Health insurance for foreigners is essential for residing in Spain, whether for study, work, or any other reason.
It is a legal requirement to obtain visas and NIE.
With comprehensive medical coverage during your stay in the country.
- No Copayments
- Without Deficiencies
- 100% Coverage of Medical Expenses
- Medical Video Consultations
- Travel and Repatriation Assistance
1.
Send us your details.
2.
We will send you a comparison.
3.
We help you choose the one that best suits you.
4.
Enjoy your health insurance.
A REAL CASE
Julian Maspons
